Terms of Use

1. Website Purpose

GolfCartFinancing.com is a golf cart financing lead-generation and information website. The website helps users explore potential golf cart financing options before shopping for a new or used golf cart.

GolfCartFinancing.com is not a lender, does not make credit decisions, does not issue loans, does not guarantee financing, and does not sell golf carts directly.

Financing options, if available, may be provided by participating lenders, financing providers, dealers, dealer networks, affiliates, service providers, or other participating third parties. Magwitch LLC is not a lender and does not make credit decisions.

2. No Guarantee of Approval

Submitting information through GolfCartFinancing.com or a connected application experience does not guarantee approval, financing availability, specific rates, specific terms, specific payment amounts, or any specific financing amount.

All financing options are subject to review and approval by applicable lenders, financing providers, or program partners. Terms may vary based on applicant profile, credit, income, requested amount, state, dealer, golf cart, lender requirements, and program availability.

3. Lead Submission and Information Sharing

By submitting your information, clicking a financing application link, or requesting financing information, you understand and agree that your information may be collected, processed, shared, transferred, disclosed, sold, licensed, or otherwise provided to Magwitch LLC, lenders, financing providers, dealers, dealer networks, affiliates, service providers, marketing partners, and other third parties for financing, lead generation, dealer referral, customer follow-up, advertising, analytics, compliance, and related business purposes.

You understand that one or more parties may contact you regarding golf cart financing, dealer options, application status, financing programs, or related products and services.

4. Contact Authorization

By submitting your information or requesting financing information, you authorize GolfCartFinancing.com, Magwitch LLC, participating lenders, financing providers, dealers, dealer networks, affiliates, service providers, and related partners to contact you using the information you provide.

Contact may occur by phone, text message, email, voicemail, automated dialing technology, prerecorded message, or other electronic communication where permitted by law.

You understand that consent to receive marketing calls or text messages is not required as a condition of purchasing goods or services. Message and data rates may apply.

You may opt out of marketing communications by following unsubscribe instructions in emails, replying STOP to text messages where available, or contacting [email protected].

5. Accuracy of Information

You agree to provide accurate, current, and complete information. You may not submit false, misleading, fraudulent, or unauthorized information.

Submitting false or inaccurate information may result in denial of service, rejection of a financing request, removal from consideration, or other action by Magwitch LLC, lenders, financing providers, dealers, or partners.

6. Payment Calculator and Website Estimates

Any payment calculator, estimate, rate discussion, term discussion, article, FAQ, or educational content on GolfCartFinancing.com is provided for general informational purposes only.

Calculator results are estimates only and are not financing offers, approvals, quotes, or guarantees. Actual payments, rates, terms, fees, available amounts, and eligibility factors may differ.

Non-traditional financing options, lease-to-own, rent-to-own style programs, alternative underwriting options, or other financing structures may calculate payments differently than a standard loan calculator.

7. Dealer and Third-Party Relationships

GolfCartFinancing.com may help connect users with dealers, lenders, financing providers, or other third parties. We do not control third-party decisions, approvals, offers, pricing, inventory, dealer conduct, lender requirements, or financing terms.

Any purchase of a golf cart, financing agreement, dealer transaction, or related arrangement is between you and the applicable dealer, lender, financing provider, or third party.

8. No Financial, Legal, or Credit Advice

The information on GolfCartFinancing.com is provided for general informational purposes only and does not constitute financial, legal, tax, credit, or professional advice.

You should review all financing documents carefully and consult appropriate professionals before accepting any financing offer or making a purchase decision.

9. User Responsibilities

You agree not to:

• Use the website for unlawful purposes
• Submit false, misleading, or fraudulent information
• Attempt to interfere with website security or operation
• Copy, scrape, reproduce, or misuse website content without permission
• Impersonate another person
• Use the website in a way that violates applicable law or third-party rights

10. Intellectual Property

All website content, text, graphics, design elements, logos, layout, and related materials are owned by or licensed to Magwitch LLC or GolfCartFinancing.com unless otherwise stated.

You may not copy, reproduce, modify, distribute, sell, or exploit website content without prior written permission.

11. Third-Party Links

The website may contain links to third-party websites, including Magwitch application pages, lender websites, dealer websites, advertising platforms, or partner sites. We are not responsible for third-party websites, content, privacy practices, terms, or actions.

Use of third-party websites is at your own risk and may be governed by separate terms and privacy policies.

12. Privacy

Your use of the website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how information may be collected, used, shared, sold, transferred, and protected.

13. Disclaimers

GolfCartFinancing.com is provided on an "as is" and "as available" basis. We do not guarantee that the website will be uninterrupted, error-free, secure, or free of harmful components.

We do not guarantee financing approval, specific rates, specific terms, dealer availability, inventory availability, or any particular outcome from using the website.

14. Limitation of Liability

To the fullest extent permitted by law, Magwitch LLC, GolfCartFinancing.com, and their owners, officers, employees, affiliates, service providers, and partners will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of the website, submission of information, third-party contact, financing decisions, dealer interactions, or third-party services.

15. Indemnification

You agree to defend, indemnify, and hold harmless Magwitch LLC, GolfCartFinancing.com, and their owners, officers, employees, affiliates, service providers, and partners from any claims, damages, losses, liabilities, costs, or expenses arising from your use of the website, your submission of information, your violation of these Terms, your violation of law, or your interaction with third parties.

16. Changes to These Terms

We may update these Terms of Use from time to time. Updates will be posted on this page with a revised "Last Updated" date. Continued use of the website after updates means you accept the revised Terms.

17. Governing Law

These Terms are governed by the laws of the state where Magwitch LLC is organized or primarily operates, without regard to conflict-of-law principles, unless applicable law requires otherwise.

18. Contact Us

If you have questions about these Terms of Use, contact:

Magwitch LLC

4651 Salisbury Rd Suite 400

Jacksonville, FL 32256

Email: [email protected]