Privacy Policy

1. Information We Collect

We may collect information that you provide directly, information collected automatically from your device, and information received from third parties.

Information you may provide includes:

• Name
• Email address
• Phone number
• Address or location information
• Golf cart purchase interest
• New or used golf cart preference
• Estimated purchase amount
• Dealer or seller information
• Financing request information
• Income or employment-related information, if submitted through a financing request process
• Identity verification information, if required by a financing provider
• Any other information you voluntarily submit through our website, application experience, advertising forms, phone calls, emails, text messages, or related communications

If you are directed to a Magwitch application experience or a third-party financing application, additional information may be collected to evaluate available financing options. That information may include financial, identity, credit, income, employment, or application-related information.

Information collected automatically may include:

• IP address
• Device type
• Browser type
• Operating system
• Pages visited
• Buttons clicked
• Referral source
• Approximate location
• Date and time of visit
• Website usage data
• Advertising and analytics identifiers
• Cookie and tracking technology information

2. How We Collect Information

We may collect information when you:

• Visit GolfCartFinancing.com
• Click "Check Your Financing Options" or similar buttons
• Submit information through a form, application, or lead flow
• Interact with our ads on Google, Facebook, Instagram, TikTok, or other platforms
• Contact us by phone, email, text, or website form
• Use our payment calculator or financing resources
• Communicate with a dealer, lender, financing provider, or partner connected to our platform

3. How We Use Information

We may use collected information to:

• Provide access to golf cart financing options
• Route your request to Magwitch LLC, lenders, financing providers, dealer partners, and related service providers
• Help determine what financing options may be available
• Contact you about your financing request
• Allow dealers, lenders, financing providers, or related partners to contact you
• Respond to questions or support requests
• Improve the website, advertising, and user experience
• Measure website traffic and advertising performance
• Prevent fraud, misuse, or unauthorized activity
• Comply with applicable laws, regulations, legal obligations, and business requirements
• Enforce our Terms of Use
• Maintain records related to leads, financing requests, communications, and compliance

4. Lead Generation, Sharing, and Sale of Information

GolfCartFinancing.com is a lead-generation website. By submitting your information or clicking to begin the financing process, you understand that your information may be shared, transferred, disclosed, sold, licensed, or otherwise provided to Magwitch LLC, lenders, financing providers, dealer partners, affiliates, service providers, marketing partners, and other third parties that may assist with financing, dealer connection, customer follow-up, lead processing, advertising, analytics, or related business purposes.

These parties may contact you regarding golf cart financing, golf cart purchase options, dealer opportunities, financing programs, application status, or related products and services.

5. Contact Consent

By submitting your information through GolfCartFinancing.com, clicking a financing application link, or otherwise requesting financing information, you authorize GolfCartFinancing.com, Magwitch LLC, participating lenders, financing providers, dealers, affiliates, service providers, and related partners to contact you using the information you provide.

Contact methods may include:

• Phone calls
• Text messages
• Emails
• Voicemails
• Automated or prerecorded messages, where permitted by law
• Other electronic communications

You understand that consent to receive marketing calls or text messages is not required as a condition of purchasing any goods or services. Message and data rates may apply. You may opt out of marketing communications at any time by following the unsubscribe instructions in an email, replying STOP to a text message where available, or contacting us at [email protected].

6. Cookies, Tracking, and Advertising Technologies

We may use cookies, pixels, tags, analytics tools, and similar technologies to operate and improve our website, understand how visitors use our website, measure traffic and performance, evaluate marketing effectiveness, and improve user experience. These tools may collect information such as pages visited, links clicked, referring URLs, browser type, device type, approximate location, IP address, and other usage information. We may use third-party service providers, including Google Analytics, to help us collect and analyze this information.

Our website may use cookies and similar technologies for functionality, analytics, performance measurement, security, and marketing-related purposes. These technologies may be used by GolfCartFinancing.com, Magwitch LLC, advertising platforms, analytics providers, and service providers, including platforms such as Google, Facebook, Instagram, TikTok, or similar advertising networks.

You can manage cookies through your browser settings. Disabling cookies may affect website functionality. Some privacy rights, including opt-out rights where applicable, may be available through this Privacy Policy or our Do Not Sell or Share My Personal Information link.

Our website is intended for users located in the United States. We do not intentionally market this website to users located outside the United States.

7. Analytics and Advertising

We may use analytics and advertising tools, including Google Analytics 4, to understand how visitors find and use the website and to measure the performance of paid advertising campaigns. These tools may collect information about your device, browser, website activity, referral source, and interactions with our ads or pages, including page views, clicks, browser and device data, referring pages, approximate location, and interaction data.

We may use this information to improve the website, measure performance, understand traffic, support marketing, evaluate lead-generation performance, improve marketing campaigns, track conversions, retarget visitors, and better understand user behavior.

Google Analytics data collection and use is subject to Google's privacy policy and terms. You may opt out of Google Analytics tracking by using the Google Analytics Opt-out Browser Add-on or by managing cookies through your browser settings.

8. Financing and Credit Decisions

GolfCartFinancing.com does not make credit decisions, issue loans, set final rates, approve applications, or guarantee financing. Financing decisions are made by applicable lenders, financing providers, or program partners.

Any financing options, approvals, terms, rates, payment amounts, or requirements are subject to lender or financing provider review and approval. Submitting information does not guarantee approval or specific financing terms.

9. How We Share Information

We may share information with:

• Magwitch LLC
• Lenders and financing providers
• Golf cart dealers and dealer networks
• Lead buyers or referral partners
• Service providers
• Website hosting providers
• CRM and lead management tools
• Payment, fraud prevention, and security providers
• Advertising and analytics platforms
• Affiliates and business partners
• Legal, regulatory, or compliance professionals
• Government authorities or law enforcement when required by law
• Successors in the event of a merger, sale, acquisition, restructuring, or transfer of assets

10. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect information. However, no website, application, system, or method of transmission is completely secure. We cannot guarantee absolute security of information submitted online.

11. Data Retention

We may retain information for as long as reasonably necessary to provide services, process financing requests, maintain business records, comply with legal obligations, resolve disputes, enforce agreements, prevent fraud, and support legitimate business purposes.

12. Your Choices and Opt-Out Rights

You may opt out of marketing communications by:

• Following unsubscribe instructions in emails
• Replying STOP to text messages where available
• Contacting us at [email protected]

You may also contact us to request access, correction, deletion, or other handling of your personal information, subject to applicable law and verification requirements.

13. State Privacy Rights

Depending on your state of residence, you may have certain privacy rights, including the right to request access to personal information, request deletion, request correction, opt out of certain data sharing, opt out of targeted advertising, or opt out of the sale or sharing of personal information.

To submit a privacy request, contact:

[email protected]

Please include your name, email address, phone number, state of residence, and the nature of your request. We may need to verify your identity before processing certain requests.

14. California Privacy Notice

If you are a California resident, you may have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act.

Categories of personal information we may collect include:

• Identifiers
• Contact information
• Internet or network activity
• Commercial information
• Financial or application-related information
• Geolocation information based on IP address or submitted address
• Inferences based on website activity or financing interest
• Sensitive personal information if submitted through a financing application or required for identity, fraud prevention, or financing review

We may collect this information from you, your device, advertising platforms, service providers, Magwitch LLC, financing providers, dealers, and related partners.

We may use this information for lead generation, financing request processing, dealer referral, advertising, analytics, fraud prevention, compliance, customer support, and business operations.

We may disclose, share, transfer, sell, or otherwise provide personal information to Magwitch LLC, lenders, financing providers, dealer partners, service providers, advertising platforms, analytics providers, affiliates, and business partners.

California residents may request to know, access, correct, delete, or opt out of the sale or sharing of personal information by contacting: [email protected]

15. Children's Privacy

GolfCartFinancing.com is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13.

16. Third-Party Websites

Our website may link to third-party websites, including Magwitch application pages, lender websites, dealer websites, advertising platforms, or other partner sites. We are not responsible for the privacy practices, content, or policies of third-party websites.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised "Last Updated" date. Continued use of the website after updates means you accept the revised Privacy Policy.

18. Contact Us

If you have questions about this Privacy Policy, your information, or your privacy choices, contact:

Magwitch LLC

4651 Salisbury Rd Suite 400

Jacksonville, FL 32256

Email: [email protected]